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  • Writer's pictureGlenda Craddock

Pawn Store Loans on Jewelry & More in Chesapeake

Our pawn store in Chesapeake offers fast and easy pawn store loans using pre-owned items as collateral. Do you need a short-term cash loan? Do you want to work with helpful, friendly staff? Come see us at Greenbrier Pawn Shop. As your local store, we offer a loan that suits your financial needs. There's no reason to work with a different financial institution...we work with poor credit, and you can avoid the overly high annual interest rates and fees that go along with payday loans.

What Are Pawn Store Loans?

Pawn shop loans make it possible for you to borrow extra cash, even with bad credit. If you don't have a bank account, it's not a problem...we'll make a loan on your valuable items in cash. Basically, all you have to do is bring in your items of value. We'll determine their worth and make you a loan offer. The average amount of a pawn shop loan is $150, but if you want to borrow more or less, that can be arranged with the appropriate collateral, too.

Once you accept the loan offer, we'll write up the repayment terms on a pawn ticket and send you on your way with cash. Per your loan contract, you are given 30 days to repay your loan and recover your high-value items. If you need a longer amount of time to repay your loan, you can come in and repay the interest charges and fees that you owe. Then, you'll be given a 30 day extension of your due date so you can repay your loan and pick up your item of value later.


What Can You Use as Collateral for a Pawn Store Loan?

It's true that a pawn business makes it easy for you to take out a loan, but you will need collateral to back that loan. The great thing about these loans is that you can use a variety of different items of value for your quick loan. These are just a few examples of things you can bring to our local stores to take out a loan:

  • Musical instruments

  • Fine jewelry

  • Digital cameras

  • Sporting goods

  • DJ equipment

  • Luxury watches

  • Gold or silver

  • Power tools

  • Video games and consoles

  • Gold jewelry

The average pawn shop loan is around $150, but you can take out loans of all different amounts, from small loan amounts to $50,000 loans. Remember the amount of money you'll be able to borrow is based on the value of the stuff you bring in...that's how collateral-based loans work. It's a good idea to bring in higher-value items if you're looking for an easy way to borrow more cash. As the local pawn broker that you can trust, we'll make you a fair offer on your collateral loan.

Selling vs. Pawning in Chesapeake

If you have unwanted items, you can actually sell your items instead of taking out a short-term loan. We offer a couple of financial products, and we want to offer an option that suits the needs of the customer. If you don't want your items back, bring them in, and we'll make you a cash offer. If the item has sentimental value or is otherwise something you want back, a pawn loan might be more suitable. Either way, we can help you out!

Are you ready to borrow some quick cash? At our elite pawn shop, we will offer you a great deal on your loan. If you're looking for the best pawn shops to borrow from the first time, visit Greenbrier Pawn in Chesapeake or Hilltop Pawn Shop & Jewelry in Virginia Beach, our sister store. We offer fast and easy loans at both stores, and we never check your credit report!


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