Pawn loans at Greenbrier Pawn & Jewelry are available for just about anyone. Our only criteria is really that you have to be at least 18 years of age or older, you have to have a valid and unexpired ID, and you have to bring in a valuable item to secure one of our collateral loans. Pawn transactions are really that simple, and a lot of people who struggle with borrowing money in other ways are able to take out a pawnshop loan without any problems.
We Don't Check Employment History or Income for Our Pawn Loans
With many short-term loans for quick cash, you have to provide information about your employment history. If you don't have a traditional job or haven't had your job for very long, you'll often get turned down. Even if you have a steady job, you might get turned down if you have a lower income or a higher debt-to-income ratio.
You don't have to have an account with one of the banks or credit unions to get a collateral-based cash advance from us. In fact, we won't even ask. We don't need to know about where you work, how long you've had your job, or how much money you make. Everything is simply based on the value of the pre-owned items that you bring in to us -- your local pawn broker. We look at the approximate resale of your items and make you a loan offer. That's really it!
No Bank Account Needed for Pawn Loans in Chesapeake
In some cases, you have to share your bank account information with your lender. If you don't have a bank account, you might not be able to get a loan at all. If you'd rather not get your bank involved, or if you don't have a bank account, you could be wondering if you still have options that suit your financial needs.
Luckily, not only do we not check your credit record for pawn shop loans, but we don't check to see if you have a bank account, either. With our collateral-based loans, this type of thing just doesn't matter. Plus, you don't have to worry about how you'll receive the loan funds on your personal items without a bank account. We don't deposit in your bank account, we give you the money in cash, on the spot! It's the easiest type of short-term loan -- available on a wide range of items -- for someone without a bank account.
We Grant Pawn Loans to All Credit Scores | Bad Credit Doesn't Matter
Many financial institutions only loan to people with good credit scores. This is the case for many forms of credit. At our jewelry and pawn store, we don't care about your credit history, at all. Bad credit, poor credit, no credit...it doesn't matter. Pawn shops like us don't do a credit check at all, and we don't work with the credit bureaus if you default on your loan.
Get Answers Fast With Our Pawn Loans | Come See Us Today
Are you looking for an estimate of the loan amount you will be offered? Gather up your best collateral and come see us. Let us know you want a personal loan when you bring your ID and high-value items in. Since it's a collateral loan, we will look at the value of the item of value that you bring in. Your offer is based solely on the value of your valuable items, and it only takes us a short amount of time to make you an extra cash loan offer. Getting a great deal on a loan is much faster with us than with the average financial institution. The average amount of a pawn shop loan really varies based on the items you bring in. There is really no such thing as a typical pawn loan...our loans are based on the needs of the customer, so every loan is a little different!
We Make Pawn Loans on Many Different Items of Value
You have a lot of flexibility when you take out a pawn loan. You can bring just one item as collateral, or you can bring in multiple items to take out a bigger loan. Bring us diamond jewelry, gold jewelry, video games, sporting equipment, musical instruments, firearms, and much more for your pawn transaction. Need a little extra time past your due date? Let us know you need an extension of your loan contract, and we'll help with that, too. We offer very reasonable repayment terms without the high interest rates that you'll find with many bad credit lenders.
Avoid title loans, payday loans, credit card use, and various traditional loan options. Instead, consider taking out a pawn loan on diamond jewelry, gold jewelry, sporting equipment, firearms, and other items of value. We loan to pretty much anyone, so getting a cash loan is easy when you work with our in-store experts. We have been offering these financial products since the 1990s, and we offer the highest dollar amount when you're taking out a pawn loan or selling to us. We are your local store for pawn and jewelry. Visit us or give us a call at 757-382-9066 today!