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Writer's pictureGlenda Craddock

Is a Pawn Shop Loan Better Than a Payday Loan? | Greenbrier Pawn

A pawn shop loan is one of the loan options you have if you need instant cash. Of course, you've probably heard of payday loans and payday lenders. Many people who have a bad credit score choose payday loans, but you should know that payday lenders often charge really high interest rates and have highly predatory practices. Although it certainly makes sense to look into both short-term loans so you can make the right choice, we think you'll see that bringing an item of value and seeking out personal loans from a pawn shop will make the most sense. Come see us, your trusted local collateral loan brokers, to borrow any amount of money from $5 to $50,000!


Emerald ring

No Job or Income Requirement for a Pawn Shop Loan

​When you take out a conventional loan of pretty much any kind, you'll have to give information about your job and income before you can get approved. Luckily, a pawn shop loan isn't a traditional loan with traditional requirements at all! With our financial products, you never have to fill out an application, and we never ask about your income or how long you've had your job. It's just that simple!


Borrow More Money With a Pawn Shop Loan

With payday cash advances or payday loans, the amount you can borrow is based on your income. This might work well if you need to borrow relatively small amounts of money. If you're looking to borrow the highest dollar amount, a payday lender might not be able to help you.


There is another type of short-term loan that will make it easy for you to borrow more money. At Greenbrier Pawn, you can even borrow up to $50,000! This is because your loan is secured by a form of collateral. This makes it possible for us to grant you a loan without a good credit score, and without a credit check with the credit bureaus at all. With pawn transactions, your loan amount is based solely on the resale value of the valuable items you bring in. Bring us diamond jewelry, musical instruments, video game consoles, gold, silver & other valuable items, and we can offer you bigger cash loans!


Get More Time to Pay a Pawn Shop Loan

In many cases, with a payday loan, your repayment date is your very next payday. This might be next week or the following week. If you're taking out a new loan and need better repayment terms, a fast cash loan from a pawn shop might be a better fit. In the pawn industry, you are given 30 days to repay your loan and retrieve your pawned item. However, with these types of loans, you also have extension options if you need them...you just have to ask before the maturity date on your pawn ticket. If you are looking for fast access to cash with better terms than a payday loan, come see us at Greenbrier Pawn, where you'll get a better loan with terms that are better suited for you.


As you can see, if you are comparing payday loans and pawn shop loans, you may find that it's a good idea to work with a local pawn broker. If you're looking for a pawn shop that will grant you one of these collateral loans quickly and easily, we invite you to come see us at Greenbrier Pawn, where we will loan you some quick cash! The average pawn shop loan is $150, but we can loan you more and provide you with an above average pawnshop loan experience!


Nina holding $500 in cash



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