If you've been looking for a financial solution that will allow you to get a fast cash loan, we can help! Short-term loans can sometimes be hard to get, especially if you have bad credit. In many cases, you have to worry about filling out a loan application and meeting certain requirements. If you've had financial problems in the past, you may now have less-than-perfect credit, which makes even a small-dollar loan hard to get. Greenbrier Pawn offers pawn loans that are secured by collateral, and we think we can meet your financial needs.
Where Should I Go to Get a Cash Loan on My Jewelry?
Not all lenders will let you use your jewelry as collateral for a cash loan. The best lender for this type of loan is a pawnbroker. If you're looking for the best place to get one of these loans in Hampton Roads, Greenbrier Pawn is the answer. We have years of experience with running our pawn shops; in fact, Greenbrier Pawn has been the go-to local pawn and jewelry store in Chesapeake since 1996!
Whether you want to borrow a small amount of money or a much bigger amount, Greenbrier Pawn can help. In fact, we make loans from $5 to $50,000, all depending on the value of your gold or silver jewelry. We also accept most precious metals as collateral for our loans, such as gold scrap, silver coins, dental gold, gold bullion, and more. As your local jeweler and pawn shop, we will offer you a fair price for your loan!
Why Use My Gold or Diamond Jewelry for a Pawn Loan?
Because there are other financial products out there that allow you to borrow money, you could be wondering why a pawn loan is your best choice. For one thing, the loan approval process is incredibly easy, even if you have credit difficulties. In fact, we won't run your credit or require you to fill out an application form at all. Of course, there are online payday loans that don't require you to have a good rating with the major credit bureaus, but these loans often aren't the best. For one thing, there are a lot of shady payday lenders online, so you have to worry about getting scammed. After all, you have to be careful about who you share your social security number and bank account information with! Even if you find a legitimate online payday lender that doesn't care about your credit rating, you will likely pay very high interest rates with these online loans.
At a pawn shop, we don't charge these higher interest rates. In fact, our interest rates are regulated by the state, as is the case with pawnbrokers in all 50 states. Plus, there's no application process for you to worry about!
As you might know, you can actually use other collateral to borrow money from us until your next payday, so you could be wondering why you would use your gold and diamond jewelry in particular. Basically, diamond and gold items are generally quite valuable. In fact, gold prices have been quite high for some time now. Since your loan amount is based on how much your collateral is worth, bringing in gold pieces from your jewelry box (such as gold rings) will help you borrow more quick cash, all done the easy way.
Also, remember, you don't just have the option to take out a loan on your jewelry pieces. If you have unwanted jewelry that you don't care to get back, and if you don't want to worry about repaying a loan, you can sell us your gold jewelry for cash. It's a great way to get rid of a piece of jewelry that just isn't your style, and it's the best way to get cash that you need without worrying about repaying a loan. We pay the highest price for any type of gold or diamond jewelry, all based on the current value of gold and any gemstones in your piece. Now's the right time to sell your unwanted gold jewelry so you can get the best deal on it!
Whether you choose to take out a loan or sell your estate jewelry, we'll make sure the entire process is very easy, and we'll always give you the best value.
What is the Process of Taking Out a Pawn Loan on My Jewelry?
If you've decided you're interested in getting a quick loan from us, the process should be very simple. Just grab the gold or diamond jewelry that you want to pawn, as well as your ID. Bring it to us in-person at our Chesapeake location; now's the perfect time to visit us. Give us a few minutes to look over your items; then, we can determine their retail price and offer you the most money for your pawn loan. If you want to borrow more, bring any old gold jewelry that you have! After all, the amount of gold jewelry that you bring will increase your borrowing power, since each piece of gold jewelry has value. When you decide to accept our offer for a loan, you’ll walk out the door with the cash in no time!
If you need an emergency loan to help your current financial situation, Greenbrier Pawn can help, and we'll give you the best customer service each step of the way. Whether you're looking to take out a minimum loan amount to get you by until your next paycheck, or if you're interested in larger loan amounts, our fast loans are sure to help. Skip the financial institutions, and visit us to borrow some extra money today. Your gold and diamond jewelry will help!